Richmond, Virginia · since 1990
Cash today forwhat you already own.
Gold, diamonds, designer handbags, firearms and more. We appraise it in front of you, quote against the live market, and you walk out with cash the same visit — or keep the item and take a loan against it.
What we take
If it holds value, bring it in.
Eight categories we know well enough to price properly. If your item isn't here, call and describe it — the answer is usually yes.
Gold & Silver
Scrap, jewelry, coins and bullion — tested and weighed while you watch.
See moreDiamonds & Jewelry
Loose stones, engagement rings and estate pieces, graded on the 4 Cs.
See more NewDesigner Handbags
Louis Vuitton, Dior, Prada, Burberry, MCM — authenticated before they go out.
See moreFirearms
Handguns, rifles and shotguns. Licensed FFL, all transfers handled in store.
See moreCoins & Bullion
Graded coins, rounds and bars priced against the live spot market.
See moreTools
Power tools, hand tools and contractor equipment in working order.
See moreElectronics
Laptops, audio, car audio and gaming — tested before we quote.
See moreMusical Instruments
Guitars, amps, brass and strings from players and estates.
See moreEvery item we take in is reported to the police.
Pawn shops have a reputation and the movies wrote it — the back room, the no-questions-asked deal, the character at the counter. Here is what Virginia law actually requires of us, and why that is the reason you can buy here.
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It's all stolen goods.Every item is written down — make, model, serial number — alongside the government photo ID of the person who brought it in, and that record goes to law enforcement. Selling a stolen item to a pawnbroker means handing the police a signed, photographed account of yourself doing it.
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You'll never see your ring again.A pawn is a loan against your item, not a sale. It goes in the safe and stays there. Repay within the term and it comes straight back to you. If you cannot, the item is forfeited — but there is no further debt, nothing goes to collections, and it never touches your credit file.
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Only desperate people go in there.Someone upgraded their laptop. A musician bought a better guitar and needed to move the old one. A family downsized and had jewelry nobody wears. Someone needed cash this week and would rather not meet a stranger in a parking lot.
What happens in the first hours
- Photo ID, every time Not a house rule. § 54.1-4009(A) requires us to record the type of identification, the issuing agency and the number on it — and to keep a digital image of the ID itself.
- Appraised in front of you You watch the test, the weight and the arithmetic. Nothing is valued in a back room, because there isn't one.
- Written down in full Description, serial number and a statement of ownership, against your name, address and the ID we just recorded. Ten separate fields, all specified by statute.
- Filed with the police by noon tomorrow Every item pawned, pledged or sold to us goes on a daily report to the Richmond chief of police, due by noon the next day. Failing to file it is a criminal offense, not a paperwork slip.
- Held before it can be sold Pawn something and we cannot sell it for at least 45 days — the 30-day minimum term on your ticket plus a 15-day grace period. Longer if your ticket runs longer. That whole window is yours to come back.
Va. Code § 54.1-4009 (records), § 54.1-4010 (daily report to police, by noon the following day; a Class 4 misdemeanor to miss), § 54.1-4005 (a pawned item may not be sold before the term on the ticket, minimum 30 days, plus 15 days' grace). Virginia also requires every licensed pawnbroker to carry a $50,000 surety bond — § 54.1-4003(A).
Why the same piece costs a fraction of the mall price
- Manufacturer
- Distributor
- Retailer
- Mall rent, marketing, staff
- You
- The person who owned it
- Authenticated in store
- The case
- You
Same gold, same stones, same specifications. What you are not paying for is four floors of a shopping center and a national advertising budget.
How it works
Three steps, about ten minutes.
Bring it in
Walk in with the item and a photo ID. No appointment, no paperwork to fill out in advance.
We appraise it in front of you
Gold gets tested and weighed on the counter. Diamonds get graded. You see the same numbers we do.
Take the cash, or take the offer
Pawn it and keep ownership, or sell it outright. Either way you walk out with cash the same visit.
What we can legally charge, and what we actually charge. Virginia caps pawnbroker interest at 5% per month (60% APR) on loans of $100 or more under Va. Code § 54.1-4008. Our rates start below that ceiling and run as low as 35% APR on pawns over $20,000, on 1, 2 or 3 month repayment, no maximum repayment period. Ask for the full cost in writing before you sign — from us or from anyone.
In the case now
Authenticated designer, at pawn-shop prices.
Louis Vuitton, Dior, Prada, Burberry and MCM — every piece checked before it goes out. 100% positive feedback across 1.8K sales.
Straight answers
Questions people actually ask.
Pawning is simple, and anyone who makes it sound complicated is hiding something. Here is how it works.
How does a pawn loan actually work?
Do you run a credit check?
What interest can a Virginia pawn shop legally charge?
What happens if I cannot repay on time?
Opening hours
- Monday
- 9:00 AM – 6:00 PM
- Tuesday
- 9:00 AM – 6:00 PM
- Wednesday
- 9:00 AM – 6:00 PM
- Thursday
- 9:00 AM – 6:00 PM
- Friday
- 9:00 AM – 6:00 PM
- Saturday
- 10:00 AM – 6:00 PM
- Sunday
- Closed
Closed Sundays. Virginia law prohibits vehicle and pawn transactions on Sunday.
Find us
3630 Richmond Highway
Richmond, VA 23234
Formerly listed as 3630 Jefferson Davis Highway — same building, the street was renamed.